refund annuity
An annuity that, upon the annuitant’s death, pays to the annuitant’s estate the difference between the purchase price and the total payments received during the annuitant’s lifetime.
An annuity that, upon the annuitant’s death, pays to the annuitant’s estate the difference between the purchase price and the total payments received during the annuitant’s lifetime.
An annuity with guaranteed payments during the annuitant’s life, but with no refund to anyone at death. — Also termed straight life annuity; pure annuity.
An annuity providing for a lump-sum payment after the annuitant’s death of the difference between the total received and the price paid.
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modified cash refund annuity 修正现金退还年金 为与现金退还年金类似的年金。退还金额依照总保费计算,即将企业主的保险费也考虑在内。但修正制则只考虑受雇人的保险费。
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refund annuity 偿还式年金 指年金领取人如果在积累期间死亡,则将保费加利息归还给受益人的年金形式。如果年金领取人在领取期间死亡,则根据以下不同方式向受益人给付:终身确定年金,分期偿还年金,现金偿还年金。
non-refund annuity 非偿还性年金 指对年金购买人生存时提供固定的给付,但保单规定如果购买人死亡时,则不再提供任何给付。
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nonrefunding annuity contract 无退款年金合同 即普通年金〔straight annuity〕保险合同,在年金享受者死亡后保险人即终止支付年金,而不向第三人退还任何本金与利息。 (=straight annuity) (→variable annuity)
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An annuity that begins making payments only after the annuitant’s retirement. • If the annuitant dies before retirement, an agreed amount will usu. be refunded to the annuitant’s estate.
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